WEBSITE DISCLAIMER
Important Information About This Website
WEBSITE DISCLAIMER
Important Information About This Website
The information on this website is provided by Don Marinas Insurance & Financial Solutions for general educational purposes. It is intended to help you consider common insurance and planning questions in plain language.
The content is not a substitute for a personal conversation about your circumstances.
General Information Only
The information on this website is general in nature. It does not constitute individualized insurance, financial, investment, tax, accounting, or legal advice.
Your circumstances, priorities, and goals are personal. Before acting on any information presented on this website, you should consider whether professional advice is appropriate for your situation.
Insurance Coverage and Recommendations
Insurance products are not one-size-fits-all. Product availability, coverage amounts, premiums, policy terms, eligibility, and underwriting outcomes depend on the insurer, the product, and the individual circumstances of the applicant.
Nothing on this website should be interpreted as a recommendation to purchase, replace, cancel, or modify an insurance policy. Any recommendation would only be made after an appropriate review of your needs and circumstances.
Corporate Planning Information
Some pages discuss general planning considerations for incorporated professionals and business owners, including retained earnings, business continuity, estate planning, and corporate-owned insurance.
These pages are intended to introduce questions that may be worth exploring. They are not intended to provide tax, legal, or accounting advice. Corporate planning decisions should be reviewed with the appropriate professional advisors, which may include your accountant and lawyer.
Financial Planning Information
Information about saving, investing, retirement planning, registered accounts, or estate planning is provided for general educational purposes only.
Investment values and future outcomes are not guaranteed unless expressly stated in the applicable product documentation. Any planning strategy should be considered in the context of your goals, time horizon, risk tolerance, and financial circumstances.
Accuracy and Updates
Reasonable care is taken to provide clear and helpful information. However, insurance products, tax rules, regulations, and other planning considerations may change over time.
Information on this website may not always reflect the most recent developments or apply to your particular circumstances. You should confirm important details before making a decision.
Third-Party Information and Links
This website may occasionally refer to external websites, service providers, or other third-party resources for convenience or educational purposes.
Don Marinas Insurance & Financial Solutions is not responsible for the content, accuracy, availability, or privacy practices of third-party websites.
No Guarantee of Outcome
Every person’s situation is different. No particular insurance, financial, tax, legal, or planning outcome is promised or guaranteed through the use of this website.
Submitting a website inquiry does not create an advisor-client relationship, require you to proceed with any service, or guarantee that a particular product or strategy will be suitable or available.
Questions
For questions about the information on this website, please contact:
Don Marinas
Independent Insurance Advisor
Don Marinas Insurance & Financial Solutions
In Association With E. Espiritu Financial
don@eespiritufinancial.com
Last Updated: June 2026